Think smart, buy smart
Spotted your dream home? Then a mountain of questions arise ... Can I afford this home? How much would I pay off? And how will the costs add up? Understanding your financial possibilities makes house hunting easier. That is why Immoscoop has developed some smart tools and an easy to follow roadmap.
Want to know immediately which properties are within your budget?
Step 1: Find out what you'll pay monthly
Below each ad on Immoscoop you will find a simulator. With one simple click, you get an insight into what you would pay monthly for this property. In this process, we take the total cost into account.
Step 2: Get an overview of all your costs
The simulator also gives you a detailed breakdown into all costs associated with the purchase: your own contribution, registration fees, administrative costs and notary fees for the loan. And because we always show up-to-date costs, you'll never be in for any surprises. Want to check it out? Click on the info icon next to ‘Own contribution’.
Step 3: Calculate what is possible
Based on your income, expenses and other personal information, Immoscoop gives an initial indication of whether a home loan is possible for the property you have seen online. The best part? You don’t have to fill out a lengthy questionnaire.
“When you are going to buy for the first time, you might have no idea what costs are ahead. Thanks to the simulator, at least you’ll know where you stand.
Celien, Immoscoop visitor
Step 4: Discover which properties are eligible
Did you calculate your feasibility and click 'save'? Perfect. From now on, your results will immediately show you which properties fit within your budget. Just look for the green or orange bullet next to each property.
- Green means ‘go’!
- Orange bullet? You’re still saving up or looking for a sponsor!
Step 5: Know the value of your current home
Looking for a property? Then there's a real chance you'll want to sell your current place. Did you already know that you can have your house valued for free via Immoscoop? We put you in touch with 3 experienced estate agents who will give you a realistic estimate.
Get your free estimateStep 6: Schedule your visit & consider your offer
Via Immoscoop you can easily arrange an appointment with the estate agent. A visit is the opportunity to take a good look at everything: the state of the house, the neighbourhood, what renovations are needed... Are you thinking of making an offer?
Thanks to the simulator and your estimation report, you will know what is financially possible by then. Need to talk it over before bidding? Our partner KBC will be happy to help you. So you can move quickly when you have found your dream home.
“In the housing market, you have to be quick. Prospective buyers who have done a simulation beforehand and have credit confirmation from the bank often tend to have a leg up with the estate agent.
Kristel, Immoscoop real estate agent